If you are involved with a small ministry with just a few staff people, you may not have yet tuned into the health care law, the Patient Protection and Affordable Care Act. If so, it might be wise to dive into the details.
Prof. Corey Pfaffe has provided a few introductory articles at MinistryCPA.
You might check out some comments on exemptions and penalties:
- MinistryCPA Special Topic: Exemption Overview for the Health Insurance Marketplace
- Health Insurance Marketplace – Exempt Based Upon Hardship
- Health Insurance Marketplace – Exempt Based upon Membership in Health Care Sharing Ministry – I have severe reservations about sharing ministries, but many others have different opinions. Those are an option under ACA.
- The Fee You Pay if You Don’t Have Health Coverage – the penalty for not having either qualified coverage or a grandfathered policy increases over the next few years
You can find much more information at HealthCare.gov.